Alipay - Wikipedia

Alipay is a third-party mobile and online payment platform, established in Hangzhou, China in February 2004 by Alibaba Group and its founder Jack Ma. Alipay FromWikipedia,thefreeencyclopedia Jumptonavigation Jumptosearch Third-partymobileandonlinepaymentplatform AlipayNativename支付宝RomanizednameZhīfùbǎoIndustryFinancialservicesPaymentprocessorFoundedFebruary 2004;18 yearsago (2004-02)inHangzhou,Zhejiang,ChinaFounderJackMaHeadquartersPudong,Shanghai,ChinaAreaservedWorldwideKeypeopleJackMaProductsElectronicpaymentprocessingBankingMobilepaymentParentAntFinancialWebsitewww.alipay.com AlipayTraditional Chinese支付寶SimplifiedChinese支付宝TranscriptionsStandardMandarinHanyuPinyinZhīfùbǎo Alipay(simplifiedChinese:支付宝;traditionalChinese:支付寶;pinyin:zhīfùbǎo)isathird-partymobileandonlinepaymentplatform,establishedinHangzhou,ChinainFebruary2004byAlibabaGroupanditsfounderJackMa.In2015,AlipaymoveditsheadquarterstoPudong,Shanghai,althoughitsparentcompanyAntFinancialremainsHangzhou-based.[1] AlipayovertookPayPalastheworld'slargestmobile(digital)paymentplatformin2013.[2]AsofJune2020,Alipayservesover1.3billionusersand80millionmerchants.[3]Accordingtothestatisticsofthefourthquarterof2018,Alipayhasa55.32%shareofthethird-partypaymentmarketinmainlandChina,anditcontinuestogrow.[4][5][6] Contents 1History 2Services 3Internationalexpansion 3.1Asia 3.1.1Bangladesh 3.1.2HongKong 3.1.3Japan 3.1.4Philippines 3.1.5Singapore 3.1.6SouthKorea 3.1.7Vietnam 3.2Oceania 3.3Australia 3.4NorthAmerica 3.4.1UnitedStates 3.4.2Canada 3.5Europe 3.5.1Iceland 3.5.2Italy 3.5.3Norway 3.5.4Russia 3.5.5UnitedKingdom 4Comparisonwithotherpaymentsystems 5Regulatoryconcerns 6Seealso 7References 8Externallinks History[edit] Theservicewasfirstlaunchedin2003,byTaobao.[7][8][9]ThePeople'sBankofChina,China'scentralbank,issuedlicensingregulationsinJune2010forthird-partypaymentproviders.Italsoissuedseparateguidelinesforforeign-fundedpaymentinstitutions.[citationneeded]Becauseofthis,Alipay,whichaccountedforhalfofChina'snon-bankonlinepaymentmarket[citationneeded],wasrestructuredasadomesticcompanycontrolledbyAlibabaCEOJackMainordertofacilitatetheregulatoryapprovalforthelicense.[10] The2010transferofAlipay'sownershipwascontroversial,withmediareportsin2011thatYahoo!andSoftbank(AlibabaGroup'scontrollingshareholders)werenotinformedofthesalefornominalvalue.ChinesebusinesspublicationsCenturyWeeklycriticisedMa,whostatedthatAlibabaGroup'sboardofdirectorswasawareofthetransaction.[11]TheincidentwascriticisedinforeignandChinesemediaasharmingforeigntrustinmakingChineseinvestments.[12]TheownershipdisputewasresolvedbyAlibabaGroup,Yahoo!,andSoftbankinJuly2011.[13] In2013AlipaylaunchedafinancialproductplatformcalledYu'ebao(余额宝).[14]Alibaba(theparentcompanyofAlipay)reportedhaving152millionYu'ebaousersinmid-2016,with810billionRMB(US$117billion)infundsundermanagement.[15]AsofJune2013thecompanystillhadwhatitcalled"aminorpaperworkproblem"withtheChinaSecuritiesRegulatoryCommission,butthecompanysaidthattheyplannedtoexpandtheproductwhilethesearesortedout.[16] In2015,Alipay'sparentcompanywasre-brandedasAntFinancialServicesGroup.[17] In2017,Alipayunveiledtheirfacialrecognitionpaymentservice.[18] In2020,Alipayupgradedfromapaymentfinancialinstrumenttoanopenplatformfordigitallife.[19] In2021,themandatebytheMinistryofIndustryandInformationTechnology(MIIT)toopenupthe"walledgarden"ecosystemsofthemajortechcompanieshasledtotheintroductionofinteroperabilityofpaymentQRcodesofAlipayandcompetingWeChatPayandUnionPay'sCloudQuickPassplatforms.[20] Services[edit] FoodorderingwithAlipayinMainlandChina Alipayclaimsitoperateswithmorethan65financialinstitutionsincludingVisaandMasterCard[21]toprovidepaymentservicesforTaobaoandTmallaswellasmorethan460,000onlineandlocalChinesebusinesses. AlipayisusedinsmartphoneswiththeirAlipayWalletapp.QRcodepaymentcodesareusedforlocalin-storepayments.[22]TheAlipayappalsoprovidesfeaturessuchascreditcardbillpayments,bankaccountmanagements,P2Ptransfer,prepaymobilephonetop-up,busandtrainticketpurchases,foodorders,vehiclesforhire,insuranceselectionsandadigitalidentificationdocumentstorage.[23]Alipayalsoallowsonlinecheck-outonmostChinese-basedwebsitessuchasTaobaoandTmall.[24] TheAlipayappallowsuserstoaddtheirownservicesprovidedfromdifferentcompaniestocreateamorepersonalisedexperience. Sincelate-2008,Alipayhaspromotedpublicservicepaymentservicesandhascoveredmorethan300citiesnationwide,supportingmorethan1,200partnerorganizations.[25]Inadditiontoutilitybillssuchaswaterandelectricity,Alipayalsoextendstheirservicestoareassuchaspayingtransportationfines,propertyfees,andcabletelevisionfees.[26]Commononlinepaymentservicesalsoincludehydropowercoalpayment,tuitionpaymentandtrafficfine. On15January2009,Alipaylaunchedacreditcardrepaymentservice,supporting39domesticbank-issuedcreditcards.[27]Itiscurrentlythemostpopularthird-partyrepaymentplatform.Themainadvantagesarefreecreditcardbillschecking,repaymentswithnoadministrativefee,aswellasautomaticrepayment,repaymentremindersandothervalue-addedservices.[28]Inthefirstquarterof2014,76%ofcreditcardswerealsopaidbyAlipayWallet. FromDecember2013,severalchainconveniencestorecompanies,includingMeiyijia,HongqiChain,andQishiduoC-STOREand7-Eleven,havesuccessivelysupportedAlipaypayment;inDecember,BeijingtaxidriversbegantoacceptAlipaytopaythefare.Subsequently,WandaCinema,JoyCity,Wangfujingandotherlarge-scaleretailcompaniesaswellasmovietheaters,KTV,andcateringcompanieshaveaccesstoAlipay. FromMarch26,2019,theservicefeewillbechargedforthepaymentofcreditcardthroughAlipay.Customersonlypaytheportionofthepaymentthatexceeds2,000yuanat0.1%.[29] InNovember2019,AlipayintroducedTourpass,aservicecomponentthatallowsnon-Chineseuserstouseitsmobilepaymentfeaturebypre-loadingChineseYuanequivalentforeigncurrencyintotheapp.[30] In2020,AlipayusedaQRcodesystemtohelpincontainingtheCOVID-19outbreak.Thehealthcodesystemtagsusersoneofthreecolorsaccordingtotheirlocation,basichealthinformationandtravelhistory.[31] Internationalexpansion[edit] Internationally,morethan300worldwidemerchantsuseAlipaytoselldirectlytoconsumersinChina.[citationneeded]Itcurrentlysupportstransactionsin18majorforeigncurrencies. SincethelaunchofAlipayintheMainlandChina,AntFinancialintroducedaseriesofexpansionoftheservicestoothercountries.[32][33][34][35] Asia[edit] Bangladesh[edit] In2018,Alipaybought20%sharesinBangladeshimobilefinancialserviceproviderbKashLimited.[36] HongKong[edit] In2017,AntFinancialexpandedtoHongKong.InajointventurewithCKHutchison,asAlipayPaymentServices(HK),itlaunchedthe"AlipayHK"brand.[37]AstandaloneappprovidesfeaturessuchasmobilepaymentsandP2Ptransfers.AlltransactionsaremadeandsettledinlocalHongKongdollars.[38]TheservicethenbecameavailableinmajorchainstoresincludingMcDonald's,7-ElevenandCircleK.[39]Wetmarketsandothermerchantswerealsosupported.[40]From2020and2021,withAlipayHKpassingtwomillionusers,theservicebecameacceptedonMTR,busesandferries.[41] Japan[edit] AlipayenteredJapanin2015,withnetworkupto38,000.AntFinancialhopesthattheirnetworkinJapancouldhelpChinesetouriststhatareheadingtoJapan.[42] Philippines[edit] AlipaywasintroducedtothePhilippinesin2018byAsiaUnitedBank(AUB).[43]AUBalsointroducedWeChatPay,andintendstousebothpaymentsystemstocatertoChinesetouristsvisitingthecountry.[44] AntFinancialalsohasinvestedonMynt,theoperatorofthemobileserviceGCashwhichcaterstothePhilippinemarket.IthelpedconvertGCashintoacashlessmobilepaymentservicesimilartoAlipay.[45]ItisalsoworkingonrebrandingthemobilewalletintoGCashbyAlipaybythesecondhalfof2021. Singapore[edit] In2017,AntFinancialpartneredwithCCFinancial,astart-upcompanyinSingapore.Alipayplanstoexpandits20,000acceptancepointsinSingapore,andopenuptheirplatformtoSingaporebankingusers.[46][47] SouthKorea[edit] AlipaywasintroducedinSouthKoreain2015,andisnowavailableatvariousmerchantsaroundthecountry.Userscanevenreceiveaninstanttaxrefundatfourmajorairportsinthecountry.In2019,taxisinSeoulandStarbuckswillacceptAlipayviaKakaopay.[48][49][50] Vietnam[edit] AlipayenteredVietnamin2010,withitsnetworkupto21,000.[citationneeded][clarificationneeded]AntFinancialhopesthattheirnetworkinVietnamcouldassistChinesetouristsvisitingthecountry.CurrentlyinVietnam,Davitrans,aproxyshippingservice,istheonlywebsiteinthecountrythatacceptsAlipayasoneofitspaymentmethods. Oceania[edit] Australia[edit] InFebruary2019,AlipayandTourismAustraliaannouncedaservicetopromoteAustraliandestinationstoChinesetouristsusingthecityofSydneyasa12-monthpilotproject.ThenewSydneyCityCardwillintroduceaninteractivecitymapintheAlipayapptoalerttouriststoparticipatinglocationsandretailerswhereAlipaypaymentsarewelcomed.AsimilarinitiativewillbetrialedconcurrentlyinQueenstown,NewZealand.[51] NorthAmerica[edit] UnitedStates[edit] AntFinancialhaspartneredwithFirstDatain2017.[52]ItallowsAlipayservicetobeusedatpoint-of-salewithmorethanfourmillionretailpartnersinUnitedStates.[53] Canada[edit] In2017,AlipaypartneredwithSnapPaytoallowCanadianretailerstoacceptChinesecurrencyfromChineseshoppers.Therearecurrently800merchantsinCanadathatsupportsAlipay,includingmostCadillacFairviewmalllocationsinpartnershipwithOTTPay,[54]suchastheflagshipEatonCenterofTorontoandCFChinookCentreinCalgary.[55][56]AirCanadabeganallowingtransactionsinAlipaytobookflightsfromCanadaandtheUnitedStatesbeginninginAugust2018,afterinitiallyrollingoutthefeatureforbookingofflightsoriginatingfromChina.[57] Europe[edit] Iceland[edit] AlipayhaspartneredwithSplittiandePassiinIceland.[58][59] Italy[edit] AlipaypartneredwithUniCredit,SIAandBancaSellaGrouptoenableapppaymentsinphysicalandonlinestoresinItaly.[60][61] Norway[edit] AlipayhasstartedcooperatingwithVippsinNorway.30shopsinBergenarereadytoreceiveAlipay-customers,andinJanuary2019someshopsinOslowillbeready.[62] Russia[edit] Alipayin2022withSberbankwillprovideimmediatemoneytransfersbycellphonenumberfromRussiatoChina.[63] UnitedKingdom[edit] AlipaypartneredwithBarclaycardinUnitedKingdom,bringingAlipaytoUKretailers.[64] Comparisonwithotherpaymentsystems[edit] AlipayisconceptuallysimilartoApplePay,WeChatPayandPayPalbecauseitoverlaystraditionalcardpaymentmethods.Althoughusersreceiveimmediatenotificationofthetransaction,themaindifferenceamongAlipayandaninstantpaymentsystem,likeVenmoorZelleisthatthefundstransferbetweencounterpartiesisnotimmediate.[65]Thesettlementtimedependsonthepaymentmethodchosenbythecustomer,whileforinstantpaymentsystems,thefundsaretransferredwithinsecondsorminutes. Regulatoryconcerns[edit] InSeptember2021,theChinesegovernmentstateditsintenttodismantletheAlipaysuperappintoseparatebusinessesduetoconcernsover"systemicfinancialrisks"asChinesee-commerceandfintechfirmshadbeguntoamasshugetrovesofuserdatafortheiroperations.ThemoveessentiallysplitAntGroup'sconsumerlendingbusinesses,creditcard-likeHuabeiandmicro-loanproviderJiebei,fromAlipay’sfinancialofferings.[66][67][68] InNovember2021,AlipayintroducedanewprivacyprotectionfeatureamidgrowingconcernsoverdataprivacyandafterChina'sPersonalInformationProtectionLaw(PIPL)cameintoeffecton1November2021.ThePIPLprohibitstheunnecessarycollectionofpersonalinformation,abuseofpersonalprivacy,anddataexchangeswithoverseasentities.Alipay'snewfeatureallowsuserstotrackhowtheappcollectsdataaboutthemandisaninteractiveequivalenttoaprivacypolicy,whichexplainshowanappcollects,stores,andsharesuserdata.[69] AlipaywasbannedinIndia(alongwithotherChineseapps)on2September2020bythegovernmentamidthe2020China-Indiaskirmish.[70][71] 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^"HowJackMa'sMistakeDamagedChina'sMarket".CaixinOnline.14June2011. ^"JackMaTalksToChinaEntrepreneurMagazineAboutTheAlipayCase(UPDATED)".DigiCha.6July2011.Archivedfromtheoriginalon13October2013.Retrieved10October2013. ^Rusli,EvelynM.(29July2011)."YahooandAlibabaResolveDisputeOverAlipay".DealBook. ^Chohan,UsmanW."FinancialInnovationinChina:Alibaba'sLeftoverTreasure-余额宝".McGillUniversity.Retrieved14May2014. ^McDonald,Tom;Guo,Yanan(April2021)."'Whatwouldhappenifyoucan'tseeyourmoney?':VisibilityandtheemergentinfrastructuresofdigitalmoneystorageinChina".NewMedia&Society.23(4):715–731.doi:10.1177/1461444820954198.ISSN 1461-4448.S2CID 222337469. ^Hsu,Alex(27June2013)."Alipay'sIssuewithCSRCOnlyaPaperworkProblem;AlipayWillContinuetoExpandYuEBao".BrightWireNews.Archivedfromtheoriginalon5November2013.Retrieved24September2014. ^Shih,Gerry(16October2014)."AlibabaaffiliateAlipayrebrandedAntinnewfinancialservicespush".Reuters.Retrieved22December2015. ^Russell,Jon."Alibabadebuts'smiletopay'facialrecognitionpaymentsatKFCinChina|TechCrunch". ^Hua,Xin(13March2020)."AlipayaidsChina'sserviceindustryingoingdigital".Retrieved13November2020. ^Zhang,Jane(4October2021)."AntGroup,Tencentfurtheropenuptheirmobilepaymentecosystemstostate-ownedUnionPay".SouthChinaMorningPost.Retrieved7October2021. ^"AboutAlipay".Alipay.Archivedfromtheoriginalon2August2013.Retrieved10October2013. ^Cheng,Evelyn(8October2017)."CashisalreadyprettymuchdeadinChinaasthecountrylivesthefuturewithmobilepay".CNBC.Retrieved21January2018. ^"Alipayaddsdigitalstoragefeatureforidentificationdocuments".SouthChinaMorningPost.Retrieved12February2018. ^"OnlinepaymentservicesinChina:HowdoesAlipaydifferfromPayPal?".NanjingMarketingGroup.19December2013.Retrieved12February2018. ^戴甜."'Creditcities'takingshapeinChina".Chinadaily.Retrieved11March2018. ^Liu,Charlie(1March2017)."EverythingYouNeedtoKnowaboutAlipayandWeChatPay".Medium.Retrieved11March2018. ^Hsu,Sara."ThisChineseCreditCardCompanyPlansOnOutsmartingTencentAndAlipayWithAMoreSecureProduct".Forbes.Retrieved11March2018. ^"Yes,ForeignersCanUseAliPay--ThisIsHow".Retrieved11March2018. ^Xie,StellaYifan."AntFinancial'sAlipaytoImposeFeesonSomeUsersasCostsMount".WallStreetJournal.Retrieved22June2019. ^Li,JohnDetrixhe,Jane."TravelerstoChinacanfinallyexperienceitscashlesseconomylikealocal".Quartz.Retrieved17November2019. ^"PeopleinChinaneedagreenlightfromAlipayapptomovearound".TheJapanTimes.24March2020.ISSN 0447-5763.Retrieved25March2020. ^"China'sAlipayIsMovingAggressivelyIntoForeignMarkets-eMarketer".www.emarketer.com.Retrieved12February2018. ^"AlipayContinuesItsGlobalExpansionEfforts|PYMNTS.com".www.pymnts.com.Retrieved12February2018. ^"AlipaytakesonAppleandPayPalwithUSexpansion".TheVerge.Retrieved12February2018. ^Huang,Echo."China'sAlipaywillsoonbeaboutaswidelyacceptedasApplePayintheUS".Quartz.Retrieved12February2018. ^"AlipayparentfirmstepsintoBangladesh".TheIndependent.Retrieved27April2018. ^"China'sAntbringsinCKHutchisonasHongKongpaymentspartner".Reuters.Retrieved1April2018. ^"AntFinancialentersHongKongmarketwithAlipayHKapp".SouthChinaMorningPost.Retrieved27December2017. ^"HongKongfishmongerspoisedtoleadcity'scashlessrevolution".SouthChinaMorningPost.Retrieved12February2018. ^"AlipayturnsgazetowetmarketsinHKe-paymentspush".EJInsight.24October2017.Retrieved12February2018. ^Yiu,Enoch(28September2020)."AntBanklaunchmarksanothermilestoneforAntGroup'sexpansioninHongKongaheadofmegalisting".SouthChinaMorningPost. ^"AlipayChasesChineseTouriststoJapan".Bloomberg.com.20December2017.Retrieved12February2018. ^Dumlao-Abadilla,Doris(11April2018)."AUB,Alipayteamupononlinepayment".PhilippineDailyInquirer.Retrieved19June2021. ^Ong,Michelle(26September2018)."ChinesetouristsdrivingWeChatPay,AlipaygrowthinPhilippines".ABS-CBNNews.Retrieved19June2021. ^"GCashtoadoptAlipaycashlesspaymentmodelinChinaandrestofAsia".PhilippineDailyInquirer.24November2017.Retrieved19June2021. ^hermesauto(22August2017)."AlipaytoexpandcashlesspaymentstoSingaporebankingusers,inksdealtoexpandhere".TheStraitsTimes.Retrieved12February2018. ^"AliPaytolaunchlocalwalletforSingapore".TODAYonline.Retrieved12February2018. ^"TaxisinSeoultoAcceptAlipayStartingin2019".Thatsmags.com.31October2018.Retrieved25December2019. ^"AlipaywillbeavailableinSeoultaxisviakakaopaybeginningJanuary2019".Retailnews.asia.24October2018.Retrieved25December2019. ^"SouthKoreanStarbucksAcceptsAlipayForTourists".Pymnts.com.12February2018.Retrieved25December2019. ^Murphy,Paige."TourismAustraliatotestpilot12monthprogramforChinesetourists-foodservice".www.foodservicenews.com.au.Retrieved4February2019. ^"FirstDatatoPowerAlipayinNorthAmerica".FirstData.Retrieved12February2018. ^Russell,Jon."Alipay,China'stopmobilepaymentservice,expandstotheU.S."TechCrunch.Retrieved12February2018. ^"OTTPayInc.PartnerswithCadillacFairviewtoLaunchChineseMobilePaymentsatSelectCFShoppingCentres"(Pressrelease).OTTPayInc.Retrieved9September2019–viaCanadaNewswire(Cision). ^"AlipaypartnerswithCanadiantechfirmtoexpandpresenceinCanada".Retrieved12February2018. ^"China'sAlipayisbecomingmorewidelyavailableinCanadathisweek".MobileSyrup.25September2017.Retrieved12February2018. ^"AirCanadaExpandsAcceptanceofAlipayandWeChatPaytoNorthAmericanandHongKongWebsites".MarketWatch.25August2018. ^"OpnadyraðKína".Retrieved4September2019. ^"HægtaðborgameðAlipayáKeflavíkurflugvelli".Retrieved4September2019. ^"AliPay,UniCreditTeamToEnableChineseTouristsToPayForGoodsInItalyViaAliPay". ^"AlipaymakesItalianmovethroughSellatie-up".17April2018. ^Holøien,Martine(11December2018)."Vippsinngårsamarbeidmednettgigant".www.hegnar.no(inNorwegian).Retrieved11December2018. ^"СбербанкзапуститпереводыпономерутелефонавКитайвпартнёрствесAlipay"(inRussian).Интерфакс.21December2021. ^"BarclaycardpartnerswithAlipay".19March2019.Retrieved27March2019. ^EuropeanCentralBank(24February2018)."Definitionofinstantpaymentsystem". ^"ChineseregulatorsbreakupAlipay,splitoffloanbusiness".KrASIA.13September2021.Retrieved17January2022. ^"ChinaplanstobreakupAnt'sAlipayandforcecreationofseparateloansapp-FT".Reuters.13September2021.Retrieved13September2021. ^"AlibabasharesplungeasBeijing'seekstobreakupAnt'sAlipay'".TheGuardian.13September2021.Retrieved13September2021. ^"AlipayaddsprivacyfeatureasChineseusersbecomeincreasinglyconcernedwithdataprotection".KrASIA.8November2021.Retrieved17January2022. ^"GovernmentBans118mobileappswhichareprejudicialtosovereigntyandintegrityofIndia,defenceofIndia,securityofstateandpublicorder".PressInformationBureau,GovernmentofIndia.2September2020.Retrieved2September2020. ^Yasir,Sameer;Kumar,Hari(2September2020)."IndiaBans118ChineseAppsasIndianSoldierIsKilledonDisputedBorder".TheNewYorkTimes.ISSN 0362-4331.Retrieved27April2022. Externallinks[edit] Officialwebsite(inChinese) Officialwebsite(Internationalversion) vteAlibabaGroupPeople JackMa DanielZhang J.MichaelEvans PengLei JonathanLu JosephTsai WangJian MaggieWu Services AlibabaCloud AliExpress AliGenie AliMusic AliOS Alipay Taobao Tmall TmallGenie XuexiQiangguo Subsidiaries AlibabaPictures AmblinPartners AmblinEntertainment AmblinTelevision DreamWorksPictures AutoNavi Cainiao Ele.me HeyiPictures LazadaGroup Shenma SouthChinaMorningPost Tudou UCWeb UCBrowser WorldElectronicSportsGames Youku Others HupanUniversity Commons Category vteMobilepaymentsoftwareActive 2C2P Adyen Alipay AmazonPay AppleCash ApplePay AtomTechnologies BancomatPay bKash Boku CartaWorldwide CashApp CDSGlobal Circle Easypaisa EnStream Ensygnia EServGlobal FitbitPay FreeCharge GarminPay GCash GooglePay GooglePayapp GoogleWallet Gopay Interace-Transfer JazzCash Jumio KakaoPay LinePay Maya MirPay MobiKwik MobileSuica MobilePay Mopay M-Pesa Nagad NPCI IMPS UPI BHIM NaverPay NEFT OrangeMoney Osaifu-Keitai OxigenServices PayAnywhere Paym PayMate PayMe Paytm PayPal Braintree iZettle Paydiant Venmo Pix PayNow PayPay Payworld PhonePe Qiwi Revolut SamsungPay SpiceDigital Swish Touch'nGoeWallet UnionPayapp Vipps WaveMoney WeChatPay Wizzit YooMoney ZainCash Zelle Defunct AirTag BellID CurrentC Fortumo GoogleWallet(2011-2018) Kuapay LemonWallet LGPay MicrosoftPay Pingit Simpay Softcard Tagpay Tez vcash Zapp Znap Category vtePaymentserviceprovidersActive Adyen AirtelPaymentsBank AmazonPay AntGroup Apple Card Pay Wallet Atom BHIM bKash BillDesk Block Afterpay CashApp Square BPAY ChasePaymentech WePay CNG Dwolla Freecharge Ingenico Klarna Mi-Pay MobiKwik Nagad Opayo OxigenServices Passport Paya Paymentwall Payoneer PayPal Braintree Zettle Venmo Xoom PayPoint Paysafe Neteller Openbucks paysafecard Skrill Paytm PayU Payzone PhonePe POLiPayments Qiwi Quahl RedDotPayment Stripe Tencent Verifone VersaPay Veem WebMoney Worldpay,Inc. YooMoney Zeta Defunct Billpoint C2it Clinkle Wirecard PayDirect Tez Ukash Zong Category List Retrievedfrom"https://en.wikipedia.org/w/index.php?title=Alipay&oldid=1107869777" Categories:AlibabaGroupJackMaChinesecompaniesestablishedin2004CompaniesbasedinShanghaiOnlinepaymentsPaymentserviceprovidersFinancialservicescompaniesestablishedin2004ChinesebrandsMobileapplicationsMobilepaymentsinChinaSuper-apps2004establishmentsinChinaInternetcensorshipinIndiaHiddencategories:CS1Chinese(China)-languagesources(zh-cn)CS1Norwegian-languagesources(no)CS1Russian-languagesources(ru)ArticleswithshortdescriptionShortdescriptionisdifferentfromWikidataUsedmydatesfromJuly2020ArticlescontainingChinese-languagetextArticlescontainingsimplifiedChinese-languagetextArticlescontainingtraditionalChinese-languagetextAllarticleswithunsourcedstatementsArticleswithunsourcedstatementsfromOctober2014ArticleswithunsourcedstatementsfromAugust2019ArticleswithunsourcedstatementsfromOctober2013ArticleswithunsourcedstatementsfromMarch2021WikipediaarticlesneedingclarificationfromMarch2021 Navigationmenu Personaltools NotloggedinTalkContributionsCreateaccountLogin Namespaces ArticleTalk English Views ReadEditViewhistory More Search Navigation MainpageContentsCurrenteventsRandomarticleAboutWikipediaContactusDonate Contribute HelpLearntoeditCommunityportalRecentchangesUploadfile Tools WhatlinkshereRelatedchangesUploadfileSpecialpagesPermanentlinkPageinformationCitethispageWikidataitem Print/export DownloadasPDFPrintableversion Inotherprojects WikimediaCommons Languages العربيةAzərbaycancaБашҡортсаDeutschEspañolفارسیFrançais한국어BahasaIndonesiaItalianoעבריתКыргызчаLietuviųമലയാളംBahasaMelayuNederlands日本語Oʻzbekcha/ўзбекчаپنجابیPolskiPortuguêsРусскийSvenskaTürkçeУкраїнськаاردوئۇيغۇرچە/UyghurcheTiếngViệt吴语粵語中文 Editlinks